FREE LIVE WEBINAR • WEDNESDAY, SEPTEMBER 2 • 7:00 PM PACIFIC
Free Live First-Time Buyer Seminar
First-Time Home Buyers in the San Fernando Valley
First-Time Home Buyers in the San Fernando Valley
First-Time Home Buyers in the San Fernando Valley
What actually matters and what the internet gets wrong. Join David Hitt and lender Joe Tishkoff for a live, practical conversation designed to help you understand what lenders care about, how to evaluate neighborhoods, and how to approach your first offer with confidence.
What lenders actually look at
Pre-approval reality check
Closing cost & inspection surprises
How to truly understand a neighborhood
What lenders actually look at
Closing cost & inspection surprises
Pre-approval reality check
How to truly understand a neighborhood
What lenders actually look at
Pre-approval reality check
Closing cost & inspection surprises
How to truly understand a neighborhood
Webinar Start In
SEPTEMBER 2, 2026
FREE
No-cost live seminar
45 MIN
Focused & practical
LIVE Q&A
Bring your questions
LOCAL EXPERTISE
San Fernando Valley
What You'll Learn
Understand the parts of home buying that actually matter.
Understand the parts of home
buying that actually matter.
No fluff and no generic internet advice. We’ll focus on the questions first-time
buyers need answered before making a serious move.
What Lenders Actually Care About
Understand credit score, debt-to-income ratio, cash reserves, and down payment without assuming you automatically need 20% down.
Pre-Approval Reality Check
Learn why pre-approval is a roadmap, not a guarantee, and why it gives sellers confidence that you’re a serious buyer.
Closing Costs
Discover the expenses buyers often overlook and how seller concessions or lender credits may help manage them.
Inspection Surprises
Learn which home issues are normal and which problems may require further investigation or renegotiation.
Know the Neighborhood
Go beyond online listings by checking commute times, walking the area, speaking with neighbors, and researching local risks.
Home-Buying Myths
Understand the truth about negotiation, counteroffers, appraisals, and why the “perfect home” may not actually exist.
The Reality Check
Buying your first home doesn't have to feel confusing.
The goal of this seminar is to replace assumptions with real information, so you understand where you stand and what the
next step should be.
The goal of this seminar is to replace assumptions with real
information, so you understand where you stand and what the
next step should be.
You don't automatically need 20% down.
Your full financial picture matters more than one internet rule.
Almost everything can be negotiated.
Offers, credits and deal terms can often be discussed before final papers are signed.
A low appraisal doesn't always kill the deal.
There may still be opportunities to renegotiate or adjust the offer.
You don't need a “perfect” home.
The goal is finding a home and financial situation you can comfortably live with.
Meet Your Hosts
Local real estate knowledge
meets lending expertise.
Local real estate knowledge meets lending expertise.
David Hitt
David brings 30 years of experience helping people buy, sell, and invest in the Valley. He focuses on practical guidance, neighborhood knowledge, and helping buyers understand what actually matters when choosing a home.
Joe Tishkoff
Joe helps buyers understand the lending side of the process, including income, debt, credit, available assets, financing options, and what goes into determining realistic pre-qualification numbers.
Seminar Flow
What we'll cover during the live
session.
What we'll cover during the live session.
How Are You Feeling About Buying?
We’ll begin by understanding what currently feels confusing, intimidating, or uncertain about buying your first home.
Buying Reality vs Internet Myths
David will break down what actually matters: lender requirements, pre-approval, closing costs, inspections, neighborhoods, and common buyer mistakes.
Pre-Qualification With Joe
Joe explains how lenders review income, debt, credit, assets, and financing options to understand realistic buying numbers.
Your Next Step
Leave with clarity and, if you’re ready, book a 30-minute pre-qualification consultation to discuss your personal situation.
Common Questions
Before you register...
Is the seminar free?
Yes. Registration for the live seminar is free.
Where is the seminar hosted?
The seminar will be hosted live on Zoom. Your access details will be sent after registration.
How long is the webinar?
The planned session is approximately 45 minutes, with questions handled during the live webinar.
Do I have to book a consultation afterward?
No. The consultation is optional. If you're ready for real pre-qualification numbers, you'll have the option to book with Joe.
What if I'm not ready to buy immediately?
That's completely fine. The seminar is designed to give you clarity and help you understand what may need to happen before you're ready.